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ICICI Prudential Credit Risk Fund - Growth

ICICI Prudential Credit Risk Fund - Growth

Debt: Credit Risk Open Ended Scheme

NAV

₹ 31.7885 ₹ -0.01 (-0.03 %)

as on 13-06-2025

Asset Size (AUM)

6,136.76 Cr

Launch Date

Dec 05, 2010

Invest in this scheme

Investment Objective

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment 100.0

Minimum Top-up 100.0

Investment Returns Since Launch in Dec 05, 2010

8.28

3 M

6 M

1 Y

3 Y

10 Y

Inception

Sharp Ratio

0.88 %

Expense Ratio

1.41%

Volatility

1.0 %

Fund House

ICICI Prudential Mutual Fund

Fund Manager

Manish Banthia

Overview
Fund performance
Performance
Returns calculator
Peer comparison
Portfolio analysis

Key Features

Scheme description

This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.

Minimum Purchase Application Amount

Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load

Not applicable

Exit Load

10% of units within 1 Year from allotment - Nil. More than 10% of units, within 1 Year - 1% of applicable NAV More than 1 Year - Nil

Indicative Investment Horizon

5 Years and above

Asset Allocation

Fund's historical return comparison with other asset classes

Fund Performance

Fund's historical return comparison with other asset classes

Investment Amount

Fund	₹ 10955
FD	₹ 10600

Profile

Credit Quality Break Down
Asset Type (Top 5)
Debt Profile
Top 10 Issuers

Credit Quality	Porfolio (%)
SOV	13.89
AAA	10.03
AA	47.50
A	11.80
BBB	-
Below BBB	-
D	-

Note: AAA includes A1, A includes A2, BBB includes A3.

	Scheme	Category	% of Change month-on-month
Duration	2.01	2.1	-0.14
Maturity	2.63	2.93	-0.15
YTM	8.82	8.32	-0

Other Schemes of the Same Category

ICICI Prudential Credit Risk Fund - Growth

Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth

Invesco India Credit Risk Fund - Regular Plan - Growth

Nippon India Credit Risk Fund - Growth Plan

Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option

Axis Credit Risk Fund - Regular Plan - Growth

HDFC Credit Risk Debt Fund - Growth Option

SBI Credit Risk Fund - Regular Plan - Growth

UTI Credit Risk Fund - Regular Plan - Growth Option

BANDHAN Credit Risk Fund - Regular Plan Growth

Performance

Scheme Performance
Yearly Performance
NAV Movement

Scheme Performance (%)

Data as on - 13-06-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator

SIP Returns
Lumpsum Returns
Rolling Returns

Installment Amount

Select Frequency

Start Date

End Date

	Amount Invested	Fund Value	Profit	Returns
Fund	120,000	125,504	5,504	10.18
Benchmark	120,000	124,584	4,584	8.50

Amount

Start Date

Select Period

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Peer Comparison

Scheme Name	Inception Date	1 Year Return %	2 Year Return %	3 Year Return %	5 Year Return %	10 Year Return %
ICICI Prudential Credit Risk Fund - Growth	05-12-2010	9.55	8.67	8.17	7.73	7.9
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth	05-04-2015	16.41	11.93	11.2	9.72	8.21
Invesco India Credit Risk Fund - Regular Plan - Growth	04-09-2014	10.42	9.24	9.34	6.83	5.98
Nippon India Credit Risk Fund - Growth Plan	01-06-2005	9.47	8.52	8.21	8.89	6.1
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option	23-01-2015	9.1	8.2	7.96	10.27	7.84
Axis Credit Risk Fund - Regular Plan - Growth	15-07-2014	9.07	8.04	7.71	7.06	6.94
HDFC Credit Risk Debt Fund - Growth Option	05-03-2014	8.78	7.88	7.62	7.72	7.74
SBI Credit Risk Fund - Regular Plan - Growth	01-07-2004	8.76	8.01	8.08	7.32	7.48
UTI Credit Risk Fund - Regular Plan - Growth Option	10-11-2012	8.72	7.63	7.33	7.42	3.08
BANDHAN Credit Risk Fund - Regular Plan Growth	27-02-2017	7.87	7.04	6.8	5.84	0.0

Portfolio Analysis

Portfolio as on 31-05-2025

List View
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Sector Allocation

Sector	Allocation (%)
N/A	32.35
Financial Services	21.66
Metals & Mining	6.28
Oil, Gas & Consumable Fuels	5.69
Fast Moving Consumer Goods	4.47
Power	4.31
Automobile and Auto Components	3.7
Capital Goods	3.26
Information Technology	3.12
Healthcare	2.88
Consumer Durables	2.38
Construction	2.3
Services	1.94
Telecommunication	1.85
Construction Materials	1.19
Realty	1
Chemicals	0.95
Consumer Services	0.36
Textiles	0.31

Portfolio Holdings

Company	Instrument	Credit Rating	Holdings (%)
HDFC BANK LIMITED EQ NEW FV RE. 1/-	Equity	undefined	5.63
7.32% GOI 2030	Debt	SOV	3.3
ADANI ENTERPRISES LIMITED EQ NEW FV RE.1/-	Equity	undefined	3.24
STATE BANK OF INDIA EQ NEW RE. 1/-	Equity	undefined	3.09
THE TATA POWER COMPANY LIMITED EQ NEW FV Re.1/-	Equity	undefined	2.46
BANDHAN BANK LIMITED EQ	Equity	undefined	1.95
7.06% GOI 2028	Debt	SOV	1.85
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-	Equity	undefined	1.83
RELIANCE INDUSTRIES LIMITED EQ	Equity	undefined	1.82
Hindustan Aeronautics Ltd	Equity	undefined	1.82
TREPS / Reverse Repo Investments	Cash & Cash Equivalents	undefined	1.82
ICICI BANK LIMITED EQ NEW FV RS. 2/-	Equity	undefined	1.78
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-	Equity	undefined	1.7
7.17% GOI 2030	Debt	SOV	1.56
Power Finance Corporation Limited	Debt	AAA	1.55
REC Limited	Debt	AAA	1.54
Bajaj Finance Limited	Debt	AAA	1.52
MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.5	Equity	undefined	1.44
COAL INDIA LTD EQ	Equity	undefined	1.37
NTPC LIMITED EQ	Equity	undefined	1.36
SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED EQ FV RS. 1/-	Equity	undefined	1.23
KIRLOSKAR OIL ENGINES LIMITED EQ	Equity	undefined	1.18
ITC LIMITED EQ NEW FV RE.1/-	Equity	undefined	1.18
CIPLA LIMITED EQ NEW FV RS.2/-	Equity	undefined	1.16
SBI LIFE INSURANCE COMPANY LIMITED EQ	Equity	undefined	1.14
Small Industries Development Bank of India	Debt	AAA	1.1
BHARAT PETROLEUM CORPORATION LTD. EQ	Equity	undefined	1.08
MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-	Equity	undefined	1.06
TITAN COMPANY LIMITED EQ NEW Re.1/-	Equity	undefined	1.05
VEDANTA LIMITED EQ NEW RS.1/-	Equity	undefined	1.05
HINDUSTAN UNILEVER LIMITED EQ F.V. RS 1	Equity	undefined	1.01
BAJAJ FINSERV LIMITED EQ NEW FV RE.1/-	Equity	undefined	1.01
DLF LIMITED EQ NEW FV RS.2/-	Equity	undefined	1
GMR AIRPORTS INFRASTRUCTURE LIMITED EQ NEW FV Re. 1/-	Equity	undefined	1
VODAFONE IDEA LIMITED EQ	Equity	undefined	0.94
LIFE INSURANCE CORPORATION OF INDIA EQ	Equity	undefined	0.92
India Universal Trust	Debt	AAA	0.92
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-	Equity	undefined	0.91
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-	Equity	undefined	0.87
RADICO KHAITAN LIMITED EQ NEW FV RS. 2/-	Equity	undefined	0.86
BANK OF BARODA EQ NEW FV RS. 2/-	Equity	undefined	0.83
INFOSYS LIMITED EQ FV RS 5	Equity	undefined	0.82
National Bank for Financing Infrastructure and Development	Debt	AAA	0.81
PUNJAB NATIONAL BANK EQ NEW FV RS. 2/-	Equity	undefined	0.8
NMDC LIMITED EQ NEW RS.1/-	Equity	undefined	0.8
MANKIND PHARMA LIMITED EQ NEW FV RE. 1/-	Equity	undefined	0.8
CENTURY PLYBOARDS INDIA LIMITED EQ NEW RS.1/-	Equity	undefined	0.79
Muthoot Finance Limited	Debt	AA	0.79
Muthoot Finance Limited	Debt	AA	0.79
Bharti Telecom Limited	Debt	AA	0.78
REC Limited	Debt	AAA	0.78
Small Industries Development Bank of India	Debt	AAA	0.78
7.10% GOI 2034	Debt	SOV	0.78
8.51% GOI FRB 2033	Debt	SOV	0.78
HCL TECHNOLOGIES LIMITED EQ F.V. RS.2/-	Equity	undefined	0.77
AMBUJA CEMENTS LIMITED EQ NEW FV RS. 2/-	Equity	undefined	0.77
Bajaj Finance Limited	Debt	AAA	0.77
Cholamandalam Investment and Finance Company Limited	Debt	AA	0.77
Titan Company Limited	Debt	AAA	0.77
LIC Housing Finance Limited	Debt	AAA	0.77
Power Finance Corporation Limited	Debt	AAA	0.77
7.10% GOI 2029	Debt	SOV	0.77
Power Finance Corporation Limited	Debt	AAA	0.76
HDB Financial Services Limited	Debt	AAA	0.76
National Housing Bank	Debt	AAA	0.75
National Bank for Financing Infrastructure and Development	Debt	AAA	0.75
Cholamandalam Investment and Finance Company Limited	Debt	AA	0.74
GAIL (INDIA) LIMITED EQ	Equity	undefined	0.73
HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-	Equity	undefined	0.73
182 DAYS T-BILL 2025	T-Bills	SOV	0.73
364 DAYS T-BILL 2025	T-Bills	SOV	0.72
EMAMI LIMITED EQ NEW F.V. RE.1/-	Equity	undefined	0.7
HINDUSTAN PETROLEUM CORPORATION LIMITED EQ	Equity	undefined	0.69
TATA MOTORS LIMITED EQ NEW FV RS. 2/-	Equity	undefined	0.67
COFORGE LIMITED EQ	Equity	undefined	0.66
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED EQ NEW RS. 2/-	Equity	undefined	0.66
AXIS BANK LIMITED EQ NE FV RS. 2/-	Equity	undefined	0.63
POWER FINANCE CORPORATION LTD. EQ	Equity	undefined	0.58
NAVIN FLUORINE INTERNATIONAL LTD EQ NEW FV RS. 2/-	Equity	undefined	0.57
Net Receivables/Payables	Cash & Cash Equivalents	undefined	0.54
HDFC LIFE INSURANCE COMPANY LIMITED EQ	Equity	undefined	0.53
POWER GRID CORPORATION OF INDIA LIMITED EQ	Equity	undefined	0.49
MRS. BECTORS FOOD SPECIALITIES LIMITED EQ	Equity	undefined	0.48
ENGINEERS INDIA LIMITED EQ NEW F.V. RS.5/-	Equity	undefined	0.47
SYNGENE INTERNATIONAL LIMITED EQ	Equity	undefined	0.47
BIOCON LIMITED EQ	Equity	undefined	0.45
TATA STEEL LIMITED EQ NEW FV RE.1/-	Equity	undefined	0.44
J.K.CEMENT LIMITED EQ	Equity	undefined	0.42
GUJARAT FLUOROCHEMICALS LIMITED EQ	Equity	undefined	0.38
THE INDIAN HOTELS COMPANY LIMITED EQ NEW FV RE.1/-	Equity	undefined	0.36
LA OPALA RG LIMITED EQ NEW FV RS. 2/-	Equity	undefined	0.36
HERO MOTOCORP LIMITED EQ FV RS 2	Equity	undefined	0.36
WELSPUN INDIA LIMITED EQ NEW FV RE. 1/-	Equity	undefined	0.31
CONTAINER CORPORATION OF INDIA LTD. EQ NEW FV RS. 5/-	Equity	undefined	0.28
JNK India Limited	Equity	undefined	0.26
UNITED SPIRITS LIMITED EQ NEW FV RS. 2/-	Equity	undefined	0.24
INDIGO PAINTS LIMITED EQ	Equity	undefined	0.18
Small Industries Development Bank of India	Debt	AAA	0.15
NIFTY 24500 Put Jun25	Derivatives	undefined	0.04
HINDUSTAN COPPER LIMITED EQ NEW RS.5/-	Equity	undefined	0.02
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-	Equity	undefined	0.01
Hindustan Copper Limited Jun25	Derivatives	undefined	-0.02
United Spirits Limited Jun25	Derivatives	undefined	-0.24
Container Corporation of India Limited Jun25	Derivatives	undefined	-0.28
Mahindra & Mahindra Limited Jun25	Derivatives	undefined	-0.28
Bajaj Finserv Limited Jun25	Derivatives	undefined	-0.32
The Indian Hotels Company Limited Jun25	Derivatives	undefined	-0.37
Tata Steel Limited Jun25	Derivatives	undefined	-0.44
Biocon Limited Jun25	Derivatives	undefined	-0.46
Power Grid Corporation of India Limited Jun25	Derivatives	undefined	-0.5
HDFC Life Insurance Company Limited Jun25	Derivatives	undefined	-0.53
Adani Ports and Special Economic Zone Limited Jun25	Derivatives	undefined	-0.66
Hindalco Industries Limited Jun25	Derivatives	undefined	-0.73
Ambuja Cements Limited Jun25	Derivatives	undefined	-0.77
Punjab National Bank Jun25	Derivatives	undefined	-0.8
Bank of Baroda Jun25	Derivatives	undefined	-0.84
Tata Consultancy Services Limited Jun25	Derivatives	undefined	-0.87
Vodafone Idea Limited Jun25	Derivatives	undefined	-0.94
GMR AIRPORTS LIMITED Jun25	Derivatives	undefined	-1.01
DLF Limited Jun25	Derivatives	undefined	-1.01
Vedanta Limited Jun25	Derivatives	undefined	-1.05
Titan Company Limited Jun25	Derivatives	undefined	-1.06
State Bank of India Jun25	Derivatives	undefined	-1.17
Larsen & Toubro Limited Jun25	Derivatives	undefined	-1.31
Kotak Mahindra Bank Limited Jun25	Derivatives	undefined	-1.71
Reliance Industries Limited Jun25	Derivatives	undefined	-1.83
Hindustan Aeronautics Limited Jun25	Derivatives	undefined	-1.83
Bandhan Bank Limited Jun25	Derivatives	undefined	-1.96
Tata Power Company Limited Jun25	Derivatives	undefined	-2.46
Adani Enterprises Limited Jun25	Derivatives	undefined	-3.25
HDFC Bank Limited Jun25	Derivatives	undefined	-5.65

Sector Allocation

Portfolio Holdings