ICICI Prudential Credit Risk Fund - Growth

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NAV
₹ 31.6446 ₹ 0.01 (0.02 %)
as on 23-05-2025
Asset Size (AUM)
6,138.15 Cr
Launch Date
Dec 05, 2010
Investment Objective
The scheme seeks to generate regular returns by investing in debt and money market instruments.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Dec 05, 2010
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8.28

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.88 %
Expense Ratio
1.41%
Volatility
1.0 %
Fund House
ICICI Prudential Mutual Fund
Fund Manager
Manish Banthia
Key Features
Scheme description
This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
10% of units within 1 Year from allotment - Nil. More than 10% of units, within 1 Year - 1% of applicable NAV More than 1 Year - Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10989
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 15.53
AAA 7.70
AA 49.91
A 11.77
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLOthersCPsCDs6060505040403030202010100053.6 %26.13 %8.23 %4.65 %4.21 %
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Scheme Category % of Change
month-on-month
Duration 2.01 2.1 -0.14
Maturity 2.63 2.93 -0.15
YTM 8.82 8.32 -0
7.10% GOI 2034 (08-APR...6.79% GOI 2034 (07-OCT...EMBASSY OFFICE PARK...TVS CREDIT SERVICES L...DME DEVELOPMENT LIMI...Varroc Engineering Ltd.Millennia Realtors Pvt LtdVedanta Ltd.Bamboo Hotels & Global...Kogta Financial (India) Ltd.101088664422009.6 %4.23 %4.22 %3.57 %3.57 %3.57 %3.44 %3.26 %3.03 %3.02 %
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Performance

Scheme Performance (%)

Data as on - 23-05-2025
Created with Highcharts 4.1.4ReturnsICICI Prudential Credit Risk Fund - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Credit RiskYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch051015

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesICICI Prudential Credit Risk Fund - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Credit Risk2016201720182019202020212022202320242025-2.502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000125,6375,63710.39
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 9.89 8.64 8.02 7.65 7.88
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 17.71 12.09 11.18 9.78 8.22
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 10.81 9.37 9.3 6.88 6.01
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.69 8.57 8.1 8.96 6.12
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 9.39 8.34 7.86 10.42 7.87
Portfolio Analysis
Portfolio as on 30-04-2025
Sector Allocation
SectorAllocation (%)
N/A91.77
Realty6.64
Construction1.59
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
Government SecuritiesDebtSOV9.6
Government SecuritiesDebtSOV4.23
EMBASSY OFFICE PARKS REITOthersundefined4.22
Varroc Engineering Ltd.DebtAA3.57
Millennia Realtors Pvt LtdDebtA3.44
Vedanta Ltd.DebtAA3.26
Bamboo Hotels & Global Centre (Delhi) Pvt Ltd.Debtundefined3.03
Aadhar Housing Finance Ltd.DebtAA2.88
Nirma Ltd.DebtAA2.47
DLF Home Developers Ltd.DebtAA2.46
SIS Ltd.DebtAA2.04
Kalpataru Projects International LtdDebtAA1.65
JM Financial Home LoansDebtAA1.65
TVS Credit Services Ltd.DebtAA1.64
TVS Credit Services Ltd.DebtAA1.6
Kogta Financial (India) Ltd.DebtA1.55
Kogta Financial (India) Ltd.DebtA1.47
Net Current AssetsCash & Cash Equivalentsundefined1.44
Ashiana Housing Ltd.DebtA1.39
TREPSCash & Cash Equivalentsundefined1.36
Aadharshila Infratech Pvt LtdDebtAA1.35
MINDSPACE BUSINESS PARKS REITOthersundefined1.26
JM Financial Asset Recosntruction Company Ltd.DebtAA1.23
Indostar Capital Finance Ltd.DebtAA1.22
JM Financial Asset Recosntruction Company Ltd.DebtAA1.22
IIFL Home Finance Ltd.DebtAA1.22
State Bank of India ( Tier II Bond under Basel III )DebtAAA1.21
Godrej Industries Ltd.DebtAA1.15
Prism Johnson Ltd.DebtA1.15
Samvardhana Motherson International Ltd.DebtAAA1.15
Prism Johnson Ltd.DebtA1.14
Macrotech Developers Ltd.DebtAA1.14
Brookfield India Real Estate Trust REITOthersundefined1.08
Eris Lifesciences Ltd.DebtAA1.07
Eris Lifesciences Ltd.DebtAA1.07
Ess Kay Fincorp LtdDebtAA1.06
Aptus Value Housing Finance India Ltd.DebtAA0.97
Indus Infra TrustOthersundefined0.89
Government SecuritiesDebtSOV0.84
Oberoi Realty Ltd.DebtAA0.82
Avanse Financial Services LtdDebtAA0.82
Avanse Financial Services LtdDebtAA0.82
Narayana Hrudayalaya Ltd.DebtAA0.82
Macrotech Developers Ltd.DebtAA0.82
Creamline Dairy Products LtdDebtAA0.82
Indostar Capital Finance Ltd.DebtAA0.82
G R Infraprojects Ltd.DebtAA0.81
Hampi Expressways Private Ltd.DebtAA0.81
Aptus Value Housing Finance India Ltd.DebtAA0.81
Creamline Dairy Products LtdDebtAA0.8
NABARDDebtAAA0.77
Yes Bank Ltd.DebtA0.73
Mahanagar Telephone Nigam Ltd. Debtundefined0.65
Macrotech Developers Ltd.DebtAA0.59
Bahadur Chand Investments Pvt. Ltd.DebtAA0.57
Bahadur Chand Investments Pvt. Ltd.DebtAA0.57
DME Development Ltd.DebtAAA0.54
Indostar Capital Finance Ltd.DebtAA0.49
Altius Telecom Infrastructure TrustOthersundefined0.48
Tyger Capital Private Ltd.DebtA0.45
Tyger Capital Private Ltd.DebtA0.45
Jhajjar Power Ltd.DebtAA0.41
Indostar Capital Finance Ltd.DebtAA0.41
Tata Projects Ltd.DebtAA0.41
State Bank of India ( Tier II Bond under Basel III )DebtAAA0.4
IndusInd Bank Ltd.DebtAAA0.38
Corporate Debt Market Development Fund (Class A2)MFundefined0.36
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
DME Development Ltd.DebtAAA0.35
State Government of MaharashtraDebtSOV0.34
Sheela Foam Ltd.DebtAA0.33
Sheela Foam Ltd.DebtAA0.33
Sheela Foam Ltd.DebtAA0.33
TVS Credit Services Ltd.DebtAA0.33
DME Development Ltd.DebtAAA0.29
DME Development Ltd.DebtAAA0.29
State Government of MaharashtraDebtSOV0.28
Aadhar Housing Finance Ltd.DebtAA0.25
Capital Infra Trust InvITOthersundefined0.22
The Great Eastern Shipping Company Ltd.DebtAAA0.21
State Government of KarnatakaDebtSOV0.17
Nexus Select TrustOthersundefined0.08
State Government of West BengalDebtSOV0.05
Government SecuritiesDebtSOV0.02
Indian Railway Finance Corporation Ltd.DebtAAA0.01
Sector Allocation
Created with Highcharts 4.1.4RealtyOthers
Portfolio Holdings
Created with Highcharts 4.1.4Government SecuritiesGovernment SecuritiesEMBASSY OFFICE PARKS REITVarroc Engineering Ltd.Millennia Realtors Pvt LtdVedanta Ltd.Bamboo Hotels & Global Centre (Delhi) Pvt Ltd.Aadhar Housing Finance Ltd.Nirma Ltd.Others